This Cookie Policy informs you about the use of cookies and similar technologies on our website and within the CashWise web application, provided by CashWise UG (haftungsbeschränkt).

1. Purpose and Scope
We use cookies and similar technologies to:

• Ensure the technical operation and security
• Store settings (e.g. language preferences)
• Analyze the usage of our pages Conduct marketing activities
• Improve the user experience of our application

This policy applies to the website www.cashwise-app.de (hosted via Webflow) and the app platform (built on Bubble/Xano).

2. Legal Basis (GDPR & TTDSG)
According to Art. 6 (1) GDPR in conjunction with § 25 TTDSG, we require
your explicit, informed consent before setting any cookies that are not strictly necessary.
Technically necessary cookies (e.g. for login, sessions, or security features) may be used without consent, but must be documented and described.

3. Categories of Cookies

• ‍‍Necessary Cookies – Required for login, sessions, forms, and security
• Functional Cookies – Store language, UI settings, and form states
• Analytics Cookies – Track user behavior to optimize the service (e.g. Google Analytics)
• Marketing Cookies – For advertising, retargeting, conversion tracking (e.g.
  Meta Pixel)
• Third-Party Cookies – External content/tools (e.g. YouTube, Google Fonts, Intercom, etc.)

4. Cookie Consent Banner
On your first visit, we display a cookie banner offering the following options:

• "Accept allˮ
• "Only necessary cookiesˮ
• "Customize settingsˮ

You may change or withdraw your selection at any time via the “Cookie
Settingsˮ link in the footer. Your consent will be stored for 12 months, or until revoked.

5. Overview of Cookies Used (Example – to be completed by developers)

6. Third-Country Transfers
Some of our partners (e.g., Google and Meta) are based in the USA. Data transfers occur exclusively on the basis of EU-approved Standard Contractual Clauses (SCCs) in accordance with Art. 46 GDPR.

7. Cookie Management / Withdrawal of Consent
You may change or withdraw your cookie settings at any time via the “Change Cookie Settingsˮ link in the footer or on the privacy policy page.
Once consent is withdrawn, all non-essential cookies will be deactivated and – where technically possible – deleted or anonymized.

8. Contact

CashWise UG (haftungsbeschränkt)
Heimstättenweg 140
64295 Darmstadt, Germany
Email:  support@cashwise-app.de